I recently went to lunch with a coworker, and she paid for her meal using her debit card. When we sat down at our table, she pulled out her cell phone, and when I asked what she was doing, she explained she was recording the purchase using an app on her cell phone. Hmmm…I am still using a checkbook register to record my debit card purchases. I’m the one who tells our clients how much the phrase, “I’ve always done it that way,” bothers me. And here I am still recording my checks and deposits and reconciling my monthly statements to my checkbook register because I’ve always done it that way!